Sam’s Club is a membership-only retail warehouse club owned and operated by Walmart Inc. It was founded in 1983 and named after Walmart’s founder, Sam Walton. Sam’s Club offers a wide range of products, including groceries, electronics, furniture, and more, at wholesale prices. Members can also access various services such as pharmacy, optical, and tire and battery centers.
Sam’s Club itself is not an insurance company and does not sell car insurance, but if you become a member of the club, you can get significant discounts when you buy car insurance from many insurance companies. Sam’s Club has collaborated with several top-rated insurance companies to offer its members exclusive discounts and benefits. This approach allows members to access competitive rates and comprehensive coverage options without Sam’s Club directly underwriting the policies.
In 2014, Walmart, the parent company of Sam’s Club, launched a partnership with AutoInsurance.com to provide a comparison shopping service for auto insurance. This service allowed customers to compare quotes from multiple insurers and purchase policies online. While Sam’s Club does not offer its own auto insurance, it provides various automotive-related benefits to its members, such as discounts on tires, batteries, and rental cars. Since 2014, Sam’s Club has also partnered with Aetna to offer a private healthcare exchange for its members, demonstrating its commitment to providing valuable insurance-related services.
Sam’s Club Auto Insurance discounts
Sam’s Club offers several benefits and discounts related to auto insurance through its partnerships with various providers. Here are some key points:
- Discounted Rates: While Sam’s Club does not directly offer auto insurance, members can access discounted rates through partnerships with insurance companies.
- Additional Benefits: Members may qualify for additional perks such as auto repair expense reimbursements and auto insurance deductible reimbursements when purchasing a car through the Sam’s Club Auto Program.
- Rental Car Discounts: Members can save up to 25% on rental cars from leading providers nationwide
Here are some insurance companies that frequently partner with wholesale clubs like Sam’s Club:
GEICO: Offers discounts to Sam’s Club members.
State Farm: May offer discounts depending on your location and specific membership.
Progressive: Offers discounts to members of Sam’s Club.
Nationwide: May offer discounts for Sam’s Club members in certain states.
Pros and Cons
Pros and Benefits
- Exclusive Discounts: Sam’s Club members can access special rates and discounts on auto insurance, which can lead to significant savings.
- Comprehensive Coverage Options: Members can choose from a variety of coverage options, including liability, collision, and comprehensive coverage.
- Trusted Providers: Sam’s Club partners with reputable insurance companies, ensuring high-quality service and reliable coverage.
- Convenient Online Tools: Members can easily get quotes, compare plans, and enroll online, making the process straightforward and hassle-free.
- Roadside Assistance: Get help when you need it most with 24/7 roadside assistance service.
- Rental Car Discounts: Save up to 25% on rental cars from leading providers nationwide.
- Tire and Battery Center: Take advantage of exclusive savings on tires and batteries at Sam’s Club locations.
Cons of Sams Club Car Insurance
- Membership Requirement: To access these benefits, you must be a Sam’s Club member, which involves an annual fee.
- Limited Availability: The specific insurance offerings and discounts may vary by location and may not be available in all areas.
- No Direct Insurance Plans: Unlike some competitors, Sam’s Club does not offer its own insurance plans but partners with third-party providers.
- No Negotiation: The pricing is typically set, and there is little room for negotiation, which might not appeal to those who prefer to haggle for better rates.
Sams Club Auto Insurance Reviews
- I discovered yesterday that my auto insurance (Progressive) gives a nice discount if you have a Costco or Sam’s Club membership. It’s their 2nd best discount after AAA membership. How much of a discount? Oh, only about $95 every six months! So with that alone my Costco membership has more than paid for itself after only half a year!
- I wonder if this will work for Geico… I have a Costco and a Sam’s Club card.
- Costco membership can get you lots of other discounts with other companies. And I’m sure the same is true for Sam’s Club membership.
- These tire ppl will be the reason why I don’t renew my membership and just start shopping at Sam’s. The info they gave didn’t make no sense. I had to go to Discount Tire so why keep paying for Sams club?? I’ve been getting patches for years and have never heard the idiotic stuff they stated and I feel they just didn’t want to do NO WORK! It’s all good! Watch me go to Costco from now on!!!
- Don’t waste your money on Sam’s membership. Their free tires rotation is a scam, for you to buy tires at their stores. They require the cards and you physically here in front of them at the store everytime you need tires check and rotation. It’s way easier & efficient to buy tires at other places, so you won’t physically being tied to this vehicle everytime the vehicle needs a maintenance.
- Great experience with JJ. He looked at my car and solved the issue immediately.
